Get a quoteTexas bridge loans, funded in days.
F2 Finance is a direct private lender to Texas real estate investors. Bridge and fix and flip loans from $300K to $3M, from Dallas–Fort Worth and Houston to Austin and San Antonio.
Lending in Texas
Texas is one of our busiest states. We lend on single family homes, multifamily, mixed-use and commercial property held for investment, in the big four metros and the fast-growing towns around them.
Our Texas borrowers are often buying at auction or off-market and need certainty of funds in days, or are refinancing a finished flip to give it time to sell. We say yes or no fast, and we mean it.
Recently funded in Texas
Texas loan terms
| Product | Max loan | Min FICO | Term |
|---|---|---|---|
| Bridge loan | Up to $3,000,000 | 550 | Up to 24 months |
| Fix and flip loan | Up to $2,000,000 | 575 | 12 months |
Rates from 9.99%. Interest only. Higher amounts by exception. Leverage is lower for rural property. All loans must be for business purposes only and are subject to underwriting approval.
Texas bridge loan questions
How fast can you close a bridge loan in Texas?
Seven to ten days is standard. Texas title and closing move quickly, and so do we.
Do you lend in rural Texas?
Yes, with lower leverage. We like to understand how far the property is from a city and how liquid the local market is.
Can you refinance a finished flip that has not sold yet?
Yes. Refinancing a completed project so the owner has time to sell is one of the most common loans we make.
Is there a prepayment penalty?
No. Repay whenever you're ready, with only 30 days' interest at the end of repayment.